American Pledge

We pledge to help you buy a home and stay in it.

Empowering Your Homeownership Journey

Becoming a homeowner is a significant achievement. At the American Pledge Foundation, we believe this milestone deserves robust protection against life’s uncertainties. Through our unique programs, we provide essential support to help you secure and sustain your dream of homeownership, ensuring it remains a source of stability and pride for you and your family.

Building Futures, One Home at a Time

At the American Pledge Foundation, a pending 501(c)(3) nonprofit, we believe a home is more than just four walls—it’s a place where families grow, dreams take shape, and communities thrive. Life can bring unexpected challenges, but no family should have to fear losing their home during tough times. That’s why we’re here: to help you not only achieve homeownership but also hold onto it through life’s ups and downs.

 How We Help You

Owning a home is a dream for many, but it can be difficult to achieve—and even harder to keep—when life throws a curveball. At AmPledge, we offer two essential services designed to support you on your homeownership journey:

  • Down Payment Assistance (DPA)

    Saving for a down payment is often one of the biggest barriers to homeownership. That’s why we partner with banks, lenders, and employers to offer Down Payment Assistance programs tailored to help you take that first big step.

    Our DPA service bridges the financial gap, turning your dream of owning a home into a reality. Each program is customized to meet the needs of aspiring homeowners like you. We collaborate with trusted institutions to ensure every program complies with HUD and FHFA guidelines, so you can move forward with confidence.

  • AmPledge Hardship Assistance Program™

    Life doesn’t always go as planned. That’s why our AmPledge Hardship Assistance Program™ exists—to provide a financial safety net when unexpected hardships arise, such as:

    • Losing your job

    • Facing major medical expenses

    • Dealing with costly home repairs

    • Experiencing a divorce or the loss of a loved one

    With HAP, AmPledge establishes a 5% AmPledge Safety-Net Fund™ that can cover up to three of your mortgage payments per qualifying hardship during your first five years of homeownership. This program gives you peace of mind, knowing you’re not alone when life gets tough.

Meet Our Board

Learn more about the passionate individuals behind the American Pledge Foundation and their commitment to strengthening communities’ engagement across the nation.

A Partnership for Your Future

AmPledge isn’t just about financial assistance—it’s about building relationships and supporting your journey as a homeowner. Whether we’re helping you navigate the challenges of homeownership or providing tools for your success, we’re with you every step of the way.

Our partners include banks, mortgage lenders, and organizations that share our commitment to making homeownership more accessible and sustainable. Together, we’re creating a world where more families can experience the stability, pride, and joy of owning a home.

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Paying It Forward

Because Homeownership Is About Community

When you receive assistance from AmPledge, you join a community of homeowners dedicated to giving back. Our Pay-It-Forward model ensures that the help you receive today paves the way for future homeowners.

We only ask for repayment of the assistance provided through the 5-Year AmPledge Hardship Assistance Program™ (HAP). Upon selling your home, you repay the assistance—without any fees or costly compounding interest. These repayments directly support other families, continuing the cycle of homeownership assistance.

Join the AmPledge Community

Whether you’re dreaming of buying your first home or worried about keeping the one you already have, AmPledge is here to stand by your side. We believe in the transformative power of homeownership to change lives, strengthen families, and build better communities.

Let us help you turn your dream of owning a home into a reality—and keep it safe, no matter what challenges life may bring.